{"id":73810,"date":"2025-10-11T08:47:18","date_gmt":"2025-10-11T01:47:18","guid":{"rendered":"https:\/\/itsystems.vn\/integrating-installment-payment-25-10-11\/"},"modified":"2026-07-29T11:29:17","modified_gmt":"2026-07-29T04:29:17","slug":"integrating-installment-payment-25-10-11","status":"publish","type":"post","link":"https:\/\/itsystems.vn\/en\/integrating-installment-payment-25-10-11\/","title":{"rendered":"Integrating Installment Payment: 8 Effective Tips to Increase Revenue in 2024"},"content":{"rendered":"<p>In the fierce competition of the online market, <a href=\"https:\/\/itsystems.vn\/en\/website-management\/\" title=\"integrating installment payment\">integrating installment payment<\/a> is becoming a key solution to help e-commerce websites increase sales and attract customers. This article will provide you with a comprehensive view of how it works, the implementation process, and the best platform options for <strong>installment integration<\/strong>, from domestic solutions like Fundiin, FE Credit&#8230; to international platforms like Klarna or Afterpay, helping you build a convenient and secure shopping experience for both sellers and buyers.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_86 counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">The content of the article<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/itsystems.vn\/en\/integrating-installment-payment-25-10-11\/#1_Integrating_Installment_Payment_Overview_of_Buy_Now_Pay_Later_BNPL\" >1. Integrating Installment Payment: Overview of Buy Now Pay Later (BNPL)<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/itsystems.vn\/en\/integrating-installment-payment-25-10-11\/#11_What_is_installment_payment_The_mechanism_of_BNPL\" >1.1. What is installment payment? The mechanism of BNPL<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/itsystems.vn\/en\/integrating-installment-payment-25-10-11\/#12_Outstanding_benefits_of_installment_payment_for_shop_owners_and_customers\" >1.2. Outstanding benefits of installment payment for shop owners and customers<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/itsystems.vn\/en\/integrating-installment-payment-25-10-11\/#13_Trends_of_installment_payment_in_Vietnam_and_globally\" >1.3. Trends of installment payment in Vietnam and globally<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/itsystems.vn\/en\/integrating-installment-payment-25-10-11\/#2_Why_do_E-commerce_Websites_Need_to_Integrate_Installments\" >2. Why do E-commerce Websites Need to Integrate Installments?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/itsystems.vn\/en\/integrating-installment-payment-25-10-11\/#21_Expand_potential_customer_base\" >2.1. Expand potential customer base<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/itsystems.vn\/en\/integrating-installment-payment-25-10-11\/#22_Increase_conversion_rates_and_average_order_value\" >2.2. Increase conversion rates and average order value<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/itsystems.vn\/en\/integrating-installment-payment-25-10-11\/#23_Enhance_competitive_advantage_in_the_market\" >2.3. Enhance competitive advantage in the market<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/itsystems.vn\/en\/integrating-installment-payment-25-10-11\/#24_Effectively_boost_sales\" >2.4. Effectively boost sales<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/itsystems.vn\/en\/integrating-installment-payment-25-10-11\/#3_Business_Models_Suitable_for_Installment_Payment\" >3. Business Models Suitable for Installment Payment<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/itsystems.vn\/en\/integrating-installment-payment-25-10-11\/#31_Retail_electronics_gadgets_technology\" >3.1. Retail electronics, gadgets, technology<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/itsystems.vn\/en\/integrating-installment-payment-25-10-11\/#32_Furniture_household_goods\" >3.2. Furniture, household goods<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/itsystems.vn\/en\/integrating-installment-payment-25-10-11\/#33_Fashion_cosmetics\" >3.3. Fashion, cosmetics<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/itsystems.vn\/en\/integrating-installment-payment-25-10-11\/#34_Education_healthcare_beauty_services\" >3.4. Education, healthcare, beauty services<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/itsystems.vn\/en\/integrating-installment-payment-25-10-11\/#35_High-value_products_and_services\" >3.5. High-value products and services<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/itsystems.vn\/en\/integrating-installment-payment-25-10-11\/#4_Top_Platforms_Most_Popular_Installment_Payment_Integration_Solutions\" >4. Top Platforms &#038; Most Popular Installment Payment Integration Solutions<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/itsystems.vn\/en\/integrating-installment-payment-25-10-11\/#41_Domestic_solutions\" >4.1. Domestic solutions:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/itsystems.vn\/en\/integrating-installment-payment-25-10-11\/#42_International_solutions_BNPL\" >4.2. International solutions (BNPL):<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/itsystems.vn\/en\/integrating-installment-payment-25-10-11\/#43_Comparison_of_advantages_and_disadvantages_of_each_solution_detailed_comparison_table\" >4.3. Comparison of advantages and disadvantages of each solution (detailed comparison table)<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/itsystems.vn\/en\/integrating-installment-payment-25-10-11\/#5_Step-by-step_Guide_to_Integrating_Installment_Payment_for_Websites\" >5. Step-by-step Guide to Integrating Installment Payment for Websites<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/itsystems.vn\/en\/integrating-installment-payment-25-10-11\/#51_Register_an_account_and_set_up_information\" >5.1. Register an account and set up information<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/itsystems.vn\/en\/integrating-installment-payment-25-10-11\/#52_Integrate_into_website_platforms_Shopify_Sapo_WordPress_Haravan%E2%80%A6\" >5.2. Integrate into website platforms (Shopify, Sapo, WordPress, Haravan&#8230;)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/itsystems.vn\/en\/integrating-installment-payment-25-10-11\/#53_Configure_installment_payment_options\" >5.3. Configure installment payment options<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/itsystems.vn\/en\/integrating-installment-payment-25-10-11\/#54_Test_and_run_trials\" >5.4. Test and run trials<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/itsystems.vn\/en\/integrating-installment-payment-25-10-11\/#6_Tips_to_Optimize_the_Effectiveness_of_Installment_Payments\" >6. Tips to Optimize the Effectiveness of Installment Payments<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-26\" href=\"https:\/\/itsystems.vn\/en\/integrating-installment-payment-25-10-11\/#61_Design_a_user-friendly_UX_experience\" >6.1. Design a user-friendly (UX) experience<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-27\" href=\"https:\/\/itsystems.vn\/en\/integrating-installment-payment-25-10-11\/#62_Build_attractive_installment_policies\" >6.2. Build attractive installment policies<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-28\" href=\"https:\/\/itsystems.vn\/en\/integrating-installment-payment-25-10-11\/#63_Optimize_the_installment_application_process\" >6.3. Optimize the installment application process<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-29\" href=\"https:\/\/itsystems.vn\/en\/integrating-installment-payment-25-10-11\/#64_Promote_and_communicate_about_installment_options\" >6.4. Promote and communicate about installment options<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-30\" href=\"https:\/\/itsystems.vn\/en\/integrating-installment-payment-25-10-11\/#7_Important_Notes_When_Implementing_Installment_Payments\" >7. Important Notes When Implementing Installment Payments<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-31\" href=\"https:\/\/itsystems.vn\/en\/integrating-installment-payment-25-10-11\/#71_Costs_and_related_fees\" >7.1. Costs and related fees<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-32\" href=\"https:\/\/itsystems.vn\/en\/integrating-installment-payment-25-10-11\/#72_Customer_information_security\" >7.2. Customer information security<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-33\" href=\"https:\/\/itsystems.vn\/en\/integrating-installment-payment-25-10-11\/#73_Risk_and_fraud_management\" >7.3. Risk and fraud management<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-34\" href=\"https:\/\/itsystems.vn\/en\/integrating-installment-payment-25-10-11\/#74_Compliance_with_legal_regulations\" >7.4. Compliance with legal regulations<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-35\" href=\"https:\/\/itsystems.vn\/en\/integrating-installment-payment-25-10-11\/#8_Frequently_Asked_Questions_FAQ_about_Integrating_Installment_Payment\" >8. Frequently Asked Questions (FAQ) about Integrating Installment Payment<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-36\" href=\"https:\/\/itsystems.vn\/en\/integrating-installment-payment-25-10-11\/#81_What_conditions_do_customers_need_to_meet_to_be_eligible_for_installments\" >8.1. What conditions do customers need to meet to be eligible for installments?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-37\" href=\"https:\/\/itsystems.vn\/en\/integrating-installment-payment-25-10-11\/#82_How_does_the_shop_owner_receive_money_and_in_how_long\" >8.2. How does the shop owner receive money and in how long?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-38\" href=\"https:\/\/itsystems.vn\/en\/integrating-installment-payment-25-10-11\/#83_What_are_the_costs_for_integration_and_use_of_the_service\" >8.3. What are the costs for integration and use of the service?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-39\" href=\"https:\/\/itsystems.vn\/en\/integrating-installment-payment-25-10-11\/#84_What_risks_should_be_noted\" >8.4. What risks should be noted?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-40\" href=\"https:\/\/itsystems.vn\/en\/integrating-installment-payment-25-10-11\/#9_Case_Study_Successful_E-commerce_Websites_Thanks_to_Installment_Integration\" >9. Case Study: Successful E-commerce Websites Thanks to Installment Integration<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-41\" href=\"https:\/\/itsystems.vn\/en\/integrating-installment-payment-25-10-11\/#91_Analysis_of_case_study_1\" >9.1. Analysis of case study 1<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-42\" href=\"https:\/\/itsystems.vn\/en\/integrating-installment-payment-25-10-11\/#92_Analysis_of_case_study_2\" >9.2. Analysis of case study 2<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-43\" href=\"https:\/\/itsystems.vn\/en\/integrating-installment-payment-25-10-11\/#93_Lessons_learned\" >9.3. Lessons learned<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-44\" href=\"https:\/\/itsystems.vn\/en\/integrating-installment-payment-25-10-11\/#Conclusion\" >Conclusion<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-45\" href=\"https:\/\/itsystems.vn\/en\/integrating-installment-payment-25-10-11\/#Summary_of_the_benefits_of_integrating_installment_payment\" >Summary of the benefits of integrating installment payment<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-46\" href=\"https:\/\/itsystems.vn\/en\/integrating-installment-payment-25-10-11\/#Advice_and_recommendations_for_shop_owners\" >Advice and recommendations for shop owners<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-47\" href=\"https:\/\/itsystems.vn\/en\/integrating-installment-payment-25-10-11\/#Related_services_from_IT_Systems\" >Related services from IT Systems<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-48\" href=\"https:\/\/itsystems.vn\/en\/integrating-installment-payment-25-10-11\/#FAQ\" >FAQ<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-49\" href=\"https:\/\/itsystems.vn\/en\/integrating-installment-payment-25-10-11\/#When_should_a_business_ask_IT_Systems_for_support\" >When should a business ask IT Systems for support?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-50\" href=\"https:\/\/itsystems.vn\/en\/integrating-installment-payment-25-10-11\/#Can_IT_Systems_help_review_the_current_environment_before_proposing_a_solution\" >Can IT Systems help review the current environment before proposing a solution?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-51\" href=\"https:\/\/itsystems.vn\/en\/integrating-installment-payment-25-10-11\/#Does_this_topic_connect_to_ongoing_IT_operations\" >Does this topic connect to ongoing IT operations?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-52\" href=\"https:\/\/itsystems.vn\/en\/integrating-installment-payment-25-10-11\/#Need_help_applying_this_to_your_business\" >Need help applying this to your business?<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"1_Integrating_Installment_Payment_Overview_of_Buy_Now_Pay_Later_BNPL\"><\/span>1. Integrating Installment Payment: Overview of Buy Now Pay Later (BNPL)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"11_What_is_installment_payment_The_mechanism_of_BNPL\"><\/span>1.1. What is installment payment? The mechanism of BNPL<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Installment payment<\/strong> (BNPL) is a form that allows customers to purchase goods and pay gradually over periods without interest for a certain period. The mechanism of BNPL is relatively simple: When customers choose to pay in this way, they register for an account with the BNPL service provider, where their credit information is checked. Once approved, customers can make transactions immediately, paying in installments without worrying about financial barriers.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_Outstanding_benefits_of_installment_payment_for_shop_owners_and_customers\"><\/span>1.2. Outstanding benefits of installment payment for shop owners and customers<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Installment payment not only benefits customers but also businesses. Customers have the opportunity to own products immediately without paying the full cost, while shop owners can quickly increase sales and address issues of cart abandonment.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"13_Trends_of_installment_payment_in_Vietnam_and_globally\"><\/span>1.3. Trends of installment payment in Vietnam and globally<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>In Vietnam, <strong>installment payment<\/strong> is becoming increasingly popular with the rise of service providers such as Fundiin, FE Credit, Home Credit. Internationally, platforms like Klarna and Afterpay are also becoming popular choices for <a href=\"https:\/\/phuctdigital.com\/nen-tang-website-ban-hang\/\" title=\"integrating installment payment\" target=\"_blank\" rel=\"noopener\">integrating installment payment<\/a> for websites.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"2_Why_do_E-commerce_Websites_Need_to_Integrate_Installments\"><\/span>2. Why do E-commerce Websites Need to Integrate Installments?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"21_Expand_potential_customer_base\"><\/span>2.1. Expand potential customer base<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>By offering <strong>installment payment<\/strong>, your website can attract a larger customer base, including those who cannot afford to pay the full amount immediately.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"22_Increase_conversion_rates_and_average_order_value\"><\/span>2.2. Increase conversion rates and average order value<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>It has been shown that <strong>integrating installments<\/strong> can significantly increase conversion rates while also enhancing average order values due to higher spending capabilities of customers.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"23_Enhance_competitive_advantage_in_the_market\"><\/span>2.3. Enhance competitive advantage in the market<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>In a competitive market, providing new payment forms, especially <strong>online installments<\/strong>, will help you stand out and attract more customers.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"24_Effectively_boost_sales\"><\/span>2.4. Effectively boost sales<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Integrating installment payment<\/strong> helps boost sales by creating opportunities to reach customers without financial barriers.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"3_Business_Models_Suitable_for_Installment_Payment\"><\/span>3. Business Models Suitable for Installment Payment<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"31_Retail_electronics_gadgets_technology\"><\/span>3.1. Retail electronics, gadgets, technology<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>High-value tech products make <strong>installment selling websites<\/strong> a reasonable choice to attract customers.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"32_Furniture_household_goods\"><\/span>3.2. Furniture, household goods<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Furniture and household goods are also well-suited for this payment method due to the usually high value of products.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"33_Fashion_cosmetics\"><\/span>3.3. Fashion, cosmetics<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>In the fashion and cosmetics industry, <strong>installment integration<\/strong> offers customers more flexible spending options.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"34_Education_healthcare_beauty_services\"><\/span>3.4. Education, healthcare, beauty services<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>High-cost services such as education or healthcare need to <strong>integrate installment payments<\/strong> to easily reach more consumers.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"35_High-value_products_and_services\"><\/span>3.5. High-value products and services<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>All high-priced products can benefit from <strong>installment payment<\/strong> implementation.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"4_Top_Platforms_Most_Popular_Installment_Payment_Integration_Solutions\"><\/span>4. Top Platforms &#038; Most Popular Installment Payment Integration Solutions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"41_Domestic_solutions\"><\/span>4.1. Domestic solutions:<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h4>4.1.1. Fundiin<\/h4>\n<p>Fundiin provides flexible installment solutions with a user-friendly interface.<\/p>\n<h4>4.1.2. FE Credit<\/h4>\n<p>FE Credit is one of the prominent names in the installment market in Vietnam.<\/p>\n<h4>4.1.3. Home Credit<\/h4>\n<p>Home Credit also offers quick and simple installment services.<\/p>\n<h4>4.1.4. Banks that support installments via credit card<\/h4>\n<p>Banks like Vietcombank, Techcombank also have very convenient credit card installment features for customers.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"42_International_solutions_BNPL\"><\/span>4.2. International solutions (BNPL):<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h4>4.2.1. Klarna<\/h4>\n<p>Klarna allows customers to pay in installments with interest-free options.<\/p>\n<h4>4.2.2. Afterpay<\/h4>\n<p>Afterpay enables gradual payments in a simple and user-friendly way.<\/p>\n<h4>4.2.3. Affirm<\/h4>\n<p>Affirm provides flexible payment options, making it easier for customers to feel confident.<\/p>\n<h4>4.2.4. Stripe<\/h4>\n<p>Stripe is also a good choice for financial integration with high-security features.<\/p>\n<h4>4.2.5. PayPal Credit<\/h4>\n<p>PayPal Credit is a fast, convenient payment service that helps customers easily access products.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"43_Comparison_of_advantages_and_disadvantages_of_each_solution_detailed_comparison_table\"><\/span>4.3. Comparison of advantages and disadvantages of each solution (detailed comparison table)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>In the table below, we will analyze the pros and cons of each installment payment integration solution:<\/p>\n<table>\n<tr>\n<th>Solution Name<\/th>\n<th>Advantages<\/th>\n<th>Disadvantages<\/th>\n<\/tr>\n<tr>\n<td>Fundiin<\/td>\n<td>Easy to use, no complicated registration required<\/td>\n<td>May be limited to certain products<\/td>\n<\/tr>\n<tr>\n<td>FE Credit<\/td>\n<td>Highly popular, supports installment shopping<\/td>\n<td>Requires a lot of verification documents<\/td>\n<\/tr>\n<tr>\n<td>Afterpay<\/td>\n<td>User-friendly<\/td>\n<td>High transaction fees<\/td>\n<\/tr>\n<\/table>\n<h2><span class=\"ez-toc-section\" id=\"5_Step-by-step_Guide_to_Integrating_Installment_Payment_for_Websites\"><\/span>5. Step-by-step Guide to Integrating Installment Payment for Websites<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"51_Register_an_account_and_set_up_information\"><\/span>5.1. Register an account and set up information<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The first step is to register an account with the BNPL service provider and provide all necessary information.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"52_Integrate_into_website_platforms_Shopify_Sapo_WordPress_Haravan%E2%80%A6\"><\/span>5.2. Integrate into website platforms (Shopify, Sapo, WordPress, Haravan&#8230;)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h4>5.2.1. Integration via plugin\/module<\/h4>\n<p>Most platforms have plugins or modules that support the quick integration of installment services.<\/p>\n<h4>5.2.2. Integration via API<\/h4>\n<p>For large businesses, integrating via API will save more time and labor.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"53_Configure_installment_payment_options\"><\/span>5.3. Configure installment payment options<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>After integration, you need to configure the installment options to suit customer needs.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"54_Test_and_run_trials\"><\/span>5.4. Test and run trials<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Before launching the feature, ensure you have fully tested and run trials for the best customer experience.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"6_Tips_to_Optimize_the_Effectiveness_of_Installment_Payments\"><\/span>6. Tips to Optimize the Effectiveness of Installment Payments<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"61_Design_a_user-friendly_UX_experience\"><\/span>6.1. Design a user-friendly (UX) experience<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>A smooth, easy-to-use website interface is extremely important to encourage customers to complete transactions.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"62_Build_attractive_installment_policies\"><\/span>6.2. Build attractive installment policies<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Clear, appealing installment policies will attract customers, increasing accessibility.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"63_Optimize_the_installment_application_process\"><\/span>6.3. Optimize the installment application process<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Simplifying the approval process creates a smooth experience for customers.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"64_Promote_and_communicate_about_installment_options\"><\/span>6.4. Promote and communicate about installment options<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Effective advertising and communication will help customers better understand installment options, thus attracting more.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"7_Important_Notes_When_Implementing_Installment_Payments\"><\/span>7. Important Notes When Implementing Installment Payments<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"71_Costs_and_related_fees\"><\/span>7.1. Costs and related fees<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>When implementing <strong>installment payment integration<\/strong>, you need to clearly define the types of fees and costs involved to avoid losses.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"72_Customer_information_security\"><\/span>7.2. Customer information security<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Securing customer information is a top priority, ensuring no information is leaked.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"73_Risk_and_fraud_management\"><\/span>7.3. Risk and fraud management<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>It is necessary to implement good risk management measures to minimize instances of fraud in payments.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"74_Compliance_with_legal_regulations\"><\/span>7.4. Compliance with legal regulations<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Users need to be aware of legal regulations related to installment payments to avoid violations.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"8_Frequently_Asked_Questions_FAQ_about_Integrating_Installment_Payment\"><\/span>8. Frequently Asked Questions (FAQ) about Integrating Installment Payment<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"81_What_conditions_do_customers_need_to_meet_to_be_eligible_for_installments\"><\/span>8.1. What conditions do customers need to meet to be eligible for installments?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Customers generally need to have a stable income and no bad debts to get approved.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"82_How_does_the_shop_owner_receive_money_and_in_how_long\"><\/span>8.2. How does the shop owner receive money and in how long?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Typically, after the transaction is confirmed, the shop owner will receive money within 1-3 business days.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"83_What_are_the_costs_for_integration_and_use_of_the_service\"><\/span>8.3. What are the costs for integration and use of the service?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Costs can vary depending on each solution, usually ranging from 0-3% of revenue from installment transactions.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"84_What_risks_should_be_noted\"><\/span>8.4. What risks should be noted?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The biggest risk is non-payment loans from customers.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"9_Case_Study_Successful_E-commerce_Websites_Thanks_to_Installment_Integration\"><\/span>9. Case Study: Successful E-commerce Websites Thanks to Installment Integration<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"91_Analysis_of_case_study_1\"><\/span>9.1. Analysis of case study 1<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>We will look at a typical example of a website that has succeeded thanks to <strong>integrating installment payments<\/strong>.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"92_Analysis_of_case_study_2\"><\/span>9.2. Analysis of case study 2<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Analyze another website that has seen a significant increase in sales upon implementing this payment method.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"93_Lessons_learned\"><\/span>9.3. Lessons learned<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Draw important lessons from the above case studies for businesses to reference and apply for themselves.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Conclusion<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Summary_of_the_benefits_of_integrating_installment_payment\"><\/span>Summary of the benefits of integrating installment payment<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Integrating <strong>installment payment<\/strong> not only benefits customers but also enhances revenue and builds trust for businesses.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Advice_and_recommendations_for_shop_owners\"><\/span>Advice and recommendations for shop owners<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Shop owners should consider applying <strong>installment payment integration<\/strong> to optimize business processes and enhance customer experience.<\/p>\n<p><!-- its-deep-aio-en-related-2026-07-27 --><\/p>\n<section class=\"its-deep-aio-related\" aria-label=\"Related IT Systems services\">\n<h2><span class=\"ez-toc-section\" id=\"Related_services_from_IT_Systems\"><\/span>Related services from IT Systems<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>If your team is dealing with this issue in a live business environment, these services can help you move from diagnosis to a stable operating process.<\/p>\n<ul>\n<li><a href=\"https:\/\/itsystems.vn\/en\/microsoft-business-licensing\/microsoft-windows-licensing\/\">Windows licensing for business<\/a><\/li>\n<li><a href=\"https:\/\/itsystems.vn\/en\/microsoft-business-licensing\/windows-license-pricing\/\">Windows license pricing<\/a><\/li>\n<li><a href=\"https:\/\/itsystems.vn\/en\/it-services-for-businesses\/it-support-services\/\">IT support services<\/a><\/li>\n<\/ul>\n<\/section>\n<p><!-- its-deep-aio-en-faq-2026-07-27 --><\/p>\n<section class=\"its-deep-aio-faq\" aria-label=\"Frequently asked questions\">\n<h2><span class=\"ez-toc-section\" id=\"FAQ\"><\/span>FAQ<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"When_should_a_business_ask_IT_Systems_for_support\"><\/span>When should a business ask IT Systems for support?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Ask for support when the issue affects users, business data, security, licensing compliance, service availability or daily operations. A short technical review often prevents repeated incidents and hidden costs.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_IT_Systems_help_review_the_current_environment_before_proposing_a_solution\"><\/span>Can IT Systems help review the current environment before proposing a solution?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Yes. IT Systems can review the current setup, identify risks, map the issue to the right service scope and recommend a practical next step for your business.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Does_this_topic_connect_to_ongoing_IT_operations\"><\/span>Does this topic connect to ongoing IT operations?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>In most cases, yes. Problems around software, cloud, endpoint, network, backup or security should be connected to a broader IT operations plan instead of being handled as isolated incidents.<\/p>\n<\/section>\n<p><!-- its-deep-aio-en-cta-2026-07-27 --><\/p>\n<section class=\"its-deep-aio-cta\" aria-label=\"Contact IT Systems\">\n<h2><span class=\"ez-toc-section\" id=\"Need_help_applying_this_to_your_business\"><\/span>Need help applying this to your business?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>IT Systems Vietnam can help assess the issue, recommend the right service path and support implementation for your team.<\/p>\n<p><a class=\"button\" href=\"https:\/\/itsystems.vn\/en\/contact-it-systems-vietnam\/\">Contact IT Systems<\/a> <a class=\"button\" href=\"https:\/\/itsystems.vn\/en\/it-services-for-businesses\/it-support-services\/\">View IT support services<\/a><\/p>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>In the fierce competition of the online market, integrating installment payment is becoming a key solution to help e-commerce websites increase sales and attract customers. This article will provide you with a comprehensive view of how it works, the implementation process, and the best platform options for installment integration, from domestic solutions like Fundiin, FE [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":73808,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"rank_math_focus_keyword":"integrating installment payment","rank_math_title":"Integrating Installment Payment: 8 Effective Tips to Increase Revenue in 2024","rank_math_description":"Integrating installment payment is becoming a solution to increase sales for businesses.","rank_math_robots":"","rank_math_canonical_url":"","rank_math_schema":"","footnotes":""},"categories":[1344,2149],"tags":[],"class_list":["post-73810","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized-en","category-website-service"],"wpml_current_locale":"en_US","wpml_translations":{"vi_VN":{"locale":"vi_VN","id":73807,"slug":"tich-hop-thanh-toan-tra-gop-25-10-11","post_title":"T\u00edch H\u1ee3p Thanh To\u00e1n Tr\u1ea3 G\u00f3p: 8 B\u00ed Quy\u1ebft T\u0103ng Doanh Thu Hi\u1ec7u Qu\u1ea3 2024","href":"https:\/\/itsystems.vn\/tich-hop-thanh-toan-tra-gop-25-10-11\/"}},"_links":{"self":[{"href":"https:\/\/itsystems.vn\/en\/wp-json\/wp\/v2\/posts\/73810","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/itsystems.vn\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/itsystems.vn\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/itsystems.vn\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/itsystems.vn\/en\/wp-json\/wp\/v2\/comments?post=73810"}],"version-history":[{"count":2,"href":"https:\/\/itsystems.vn\/en\/wp-json\/wp\/v2\/posts\/73810\/revisions"}],"predecessor-version":[{"id":85921,"href":"https:\/\/itsystems.vn\/en\/wp-json\/wp\/v2\/posts\/73810\/revisions\/85921"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/itsystems.vn\/en\/wp-json\/wp\/v2\/media\/73808"}],"wp:attachment":[{"href":"https:\/\/itsystems.vn\/en\/wp-json\/wp\/v2\/media?parent=73810"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/itsystems.vn\/en\/wp-json\/wp\/v2\/categories?post=73810"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/itsystems.vn\/en\/wp-json\/wp\/v2\/tags?post=73810"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}